The Experts in Rural Finance
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Who We Are

Colonial Farm Credit is part of the nationwide Farm Credit System, a financial cooperative owned by its member-borrowers since 1916.

Our cooperative structure means that a portion of the profits generated from our lending activity is returned to our borrowers in the form of patronage refunds. These patronage refunds are based on the proportion of interest earned on an individual loan. This significantly reduces the cost of borrowing for our customers.

The team at Farm Credit are financial professionals with the experience and knowledge to provide the help you need when you need it. And we know agriculture and country living. We’re locally operated by people you know and trust.

Our combination of competitive rates, personal service and extensive local knowledge is unmatched in the financial world. Just contact us and see what we can do for you.

We serve 50 counties in Virginia and Maryland, with offices conveniently located near you.

Our primary function is to provide loans, including:

  • Farm and country home loans
  • Loans for land purchase, home construction, and improvements
  • Loans for buildings, machinery, livestock and equipment
  • Production loans for both full-time and part-time farmers
  • Loans for ag-related businesses
  • Wood industry loans for operating capital, timberland acquisition, standing timber
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Colonial Farm Credit, ACA | 7104 Mechanicsville Turnpike | Mechanicsville, VA 23111 | 804-746-1252 Contact Us
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