timber

Land Loans

Whether you are buying one acre to build a house, 35 acres of woods, or 1,000 acres to farm, Colonial Farm Credit is your first choice for land loans. We have been providing financing and expertise on land purchases for more than 100 years. 

home

Home Loans

We have been lending to rural America for more than 100 years with the experience and expertise to provide quick, customized, loans for your dream home. We often can provide a loan where other lenders can't. One of the biggest benefits of doing business with a locally owned cooperative like Farm Credit is that we are able to tailor a loan package specifically for you.

farm

Farm Loans

Colonial Farm Credit loan officers are very familiar with agriculture and many have agricultural backgrounds - some are even farmers themselves. Our loan products and interest rate options provide the flexibility and customization that you need in your operation. Plus, with over 100 years’ experience making loans to agriculture, we know our way around the farm.

equipment

Equipment Loans

Colonial Farm Credit loan officers are very familiar with agriculture and many have agricultural backgrounds - some are even farmers themselves. Our loan products and interest rate options provide the flexibility and customization that you need in your operation. Plus, with over 100 years’ experience making loans to agriculture, we know our way around the farm.

agribusiness

Agribusiness Loans

With more than 100 years of combined experience in agricultural finance, Colonial Farm Credit provides exceptional service to large-scale customers. We carefully develop loan structures and financial solutions to fit each customer's unique situation. Every financial need represents an opportunity to develop a lasting relationship.

plant

Young, Beginning & Small Farmer Loans

If you are a young, beginning, or small farmer, Colonial Farm Credit is ready to help you. Our loan officers will be glad to review your situation and give you expert advice on the financial programs that may work best for you.

appraisal

Appraisals

Our professional and fully-certified appraisers are highly experienced in land values throughout the Farm Credit service area. We provide land appraisals when you are considering a loan with us and also provide appraisal services for the general public on a fee basis.

couple walking through house

Colonial Farm Credit Is The Expert In Rural Finance

Who We Are

The team at Farm Credit are financial professionals with the experience and knowledge to provide the help you need when you need it. And we know agriculture and country living. We’re locally operated by people you know and trust with offices conveniently located near you.

father and son in front of house

Rural Life IS A Reality

Who Can Borrow With Colonial Farm Credit

You don't have to be a farmer to do business with Farm Credit. Our programs are designed for folks who live and work in rural areas or  smaller communities.

Grow With Colonial Farm Credit
Whether you are looking to grow your career or start your farm, Colonial Farm Credit is here to help you on your journey.

Lending with Colonial Farm Credit Has Never Been Easier

  • Online digital banking to easily manage your account your way.
  • Flexible rate options to reach your financial goals.
  • A Member First co-op through patronage
See What Our Members have To Say
dairy cow
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People are very knowledgeable and professional I really enjoy dealing with them instead of a bank.

Ken W.
Courtland, VA
corn harvesting
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Great experience and very helpful. They care about you.

Jonathon W.
Farmville, VA
lavender
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Our Farm Credit representatives understand the unique needs of farmers and have navigated our financing needs with eager anticipation rather than consternation. It’s obvious that Farm Credit values relationships and a strong work ethic the way that we do.

Kerry Messer
Sweethaven Lavender, James City County, VA