Colonial Farm Credit, ACA

HOME About Us Products Office Locations Contact Us
Account Access Property for Sale Real Estate Forms Agribusiness
Eligibility Rate Options Patronage Appraisals Crop Insurance
Scholarships Careers Financials Our Magazine Links
 

Products and Services

 

Buying some land? Maybe you're a full-time farmer. Maybe you just want to move out of town and build your dream home.

Colonial Farm Credit is your source for financing for just about any need. We have been helping folks in the country since 1916 and have the knowledge and resources to help you.

Why do you need a specialized lender?

Financing for a home or farm in the country is different than getting a residential loan in the city. That's where experienced professionals at Farm Credit can help. We understand the unique requirements of country living and are committed to providing you the best financing options available.

Our programs are designed for folks that live and work in rural areas or smaller communities. With over 90 years of experience lending to farmers and rural residents, we are The Experts in Rural Finance.

Country Mortgages

Country Mortgages is the home loan division of Farm Credit, the leader in financing rural America. 

  • Home Mortgages

  • Construction Financing

  • Remodeling and Restoration

  • Lot Purchases

  • Refinancing

  • 1 acre to 1,000 acres

Livestock and Horses 

It doesn't matter whether you own two pleasure horses or a 400 head dairy herd, Colonial Farm Credit has the financing options and expertise for your situation.

  • Livestock Purchases

  • Breeding and Boarding Fees

  • Feed, Veterinary Costs, Electricity, Special Equipment

  • Barns, Buildings, Stables, and Sheds

  • Trucks, Trailers, and other Transportation

Land and Homesites 

Whether you are buying 1 acre to build a house or 1,000 acres to farm, Colonial Farm Credit is your first choice for land financing. We have been providing financing and expertise on land purchases for over 90 years. We can handle the unusual situations that arise with land purchases and usually close your loan with lower fees than conventional lenders.

  • Open Land

  • Building Sites

  • Farm Land

  • Timber Tracts

Check out these features! 

  • 15% minimum downpayment 

  • No prepayment penalty 

  • Fixed or variable rate - your choice 

  • Lots up to 10 year financing 

  • Land with improvements up to 30 year financing 

  • No subdivision requirements 

  • Tax assessment may be used in lieu of appraisal (under 100 acres and less than $150,000) 

  • Fast approval on one page application

Farm Financing

Financing is available for the purchase of farms, barns, and buildings and the production of agricultural products including crops, livestock, poultry, timber and horticulture.

Our loan officers are very familiar with agriculture, many have agricultural backgrounds and some are even farmers themselves. Our loan products and interest rate options provide the flexibility and customization that you need in your operation.

Long-Term Financing (up to 20 years)

  • Farm land

  • Farm residences and buildings

  • Construction of residences and buildings

  • Livestock confinement buildings including poultry and swine houses, dairy barns and sheds

  • Farm improvements

Intermediate-Term Financing (1-10 years)

  • Equipment, machinery and vehicles

  • Land, lots and homesites

  • Livestock

  • Real estate

  • Timber land

Short-Term (Operating Lines)

  • Seed, fertilizer, fuel, equipment maintenance

  • Feed, veterinary costs

  • Living expenses

  • Livestock

Financing for Equipment

Loans and leases are available for many types of equipment and vehicles used on and off the farm.

  • Tractors

  • Combines

  • Wagons

  • Crop Storage Facilities

  • Horse and Livestock Trailers

  • Cars and Pickups

  • Irrigation Equipment

  • Balers

Want more information?

Contact your nearest office

Send us an e-mail

 

 

 

 

Equal Housing Lender.
Equal Credit Opportunity Lender.
Equal Opportunity Employer

Colonial Farm Credit, ACA
P.O. Box 727
Mechanicsville, VA 23111
800-777-8908
moreinfo@colonialfarmcredit.com


Our Privacy Statement